The ability to save money here and there when I can allows me the luxury of not having to work so hard. When I lived in the state, I had to clear $6000 a month to pay my bills. I was easily scheduled about this and wanted to figure out a way to get out of debt. It took me a year to pay off my debt, but by moving overseas I was able to lower my living expenses to $1679 a month. I enjoy the lifestyle here. When it comes to cleaning the a/c unit and air ducts and vents, I like to do it myself. It isn’t difficult if you are great at hands-on types of projects. When this is not your type, hiring a great Heating and A/C specialist is worth every penny. For me, doing projects around the house is an appreciation of meditation. After my old heat pump broke a few years ago, I installed a new one and learned quite a bit from the experience. Due to a few mistakes I made, I took a few days to complete the project, but afterward I knew what to do if it needed to be replaced again. There are only a few minor differences in the wiring and linkages between this and replacing the electric heat pump in my car. With all the repairs I do myself, I probably save quite a bit of money. However, if you have any doubts, hire a great heating and air conditioning professional.